Mechanical Breakdown Insurance

Are you tired of those high-cost Vehicle Extended Warranties from dealers and manufacturers? Then check with your credit union regarding an Old Republic Extended Protection Plan. Generally, the plans available through Old Republic provide similar coverage to the dealer’s/manufacturer’s plan, but can be obtained for significantly less — in some instances hundreds of dollars on an extended warranty. These warranty plans are issued by Old Republic, and may be included in the vehicle financing provided by the Credit Union.

Protect your vehicle with one of three MBI plans (Bronze, Silver, and Gold).

The Bronze Protection Plan is designed to provide solid protection at a reasonable cost. It’s for the buyer who just needs coverage on the vehicle’s most important and expensive mechanical components — the engine, transmission and drive axle.

The more comprehensive Silver Protection Plan covers your vehicle’s major systems at an economical price.

The Gold Protection Plan extends coverage to virtually all mechanical and electrical components of your vehicle unless the part is specifically listed as “not covered.” Examples of parts and services not covered are:

Adjustments and cleaning, battery and cables, drive belts, coolant and vacuum hoses, brakes (brake drums, shoes, linings, disc rotors and pads), exhaust systems (including catalytic converter), filters, fluids (except in conjunction with a covered repair), glass, lights (bulbs, sealed beams and lenses), lubricants, manual clutch components, shock absorbers or MacPherson struts, spark plugs and wires, squeaks and rattles, tune-ups, wheels, wheel studs, door and window handles, cellular phones, video entertainment equipment, any component or equipment not installed by the vehicle manufacturer

and

Maintenance services recommended by your vehicle manufacturer.

Note: See the service contract for the complete information regarding coverage.

With an Old Republic Extended Protection Plan, you’re assured of …

Nationwide Protection
A toll-free number for fast, courteous service. Old Republic plans are honored in both U.S. and Canada. Call (800) 331-3780 for assistance and authorization.

Wear and Tear Coverage
All plans cover ordinary wear beyond the manufacturer’s specifications and tolerances.

One Deductible per Visit
No matter how many components are affected.

Towing
Your contract pays up to $50 if your vehicle requires towing due to the failure of a covered part.

Rental Travel and Lodging
Reimbursement up to $50 per day or a total of $150 for meals and lodging when a covered failure occurs more than 100 miles from home. (Not applicable in the state of California.)

Security 
Fully insured program backed by a member of the Old Republic Insurance Group, Rated A+ (Superior) by the A.M. Best Company.

* This page highlights the benefits of the Old Republic Extended Service Protection Plans. Please refer to the service contract for coverages, exclusions, terms and conditions. Vehicle warranty plans are the products of Old Republic Insurance Group. The Credit Union does not administer any portion of the warranty plan.

Mechanical Breakdown Protection is administered by a third parity provider. Please see our privacy policy for additional information on services offered by third parties. To learn more about MBP plans contact us.